CellPay: REFER & EARN

CellPay Refer & Earn Program allows users to refer CellPay app to their family/ friends/ any of their contacts and he/she, the referrer is entitled to receive a reward as defined in the below T&C. Users who wish to participate in the Refer and Win Program must agree with the following T&C.

DEFINITIONS

• Referrer - is a registered, KYC verified and bank account linked CellPay user who refers CellPay to another person
• Referee - is a person that received a referral from the Referrer.
• Referral Reward - is a reward received by the referrer upon referral program.
• Referrer Message - Message sent from referrer to referred person.
• Inactive CellPay User – A CellPay User who has not done any transaction for 45 days.
• Transaction - Any payment made through CellPay service.

TERMS & CONDITIONS

1. Refer CellPay to a friend (from mobile application only) and get referral reward up to 50 Loyalty Points in each referral. Once the Referee signs up in CellPay and links their bank account, the referrer is entitled to receive up to 50 loyalty point per referral.
2. Referral message is sent by CellPay on behalf of the referrer.
3. The referral notification sent to the referee contains a referral link. The referee may click the given link and complete their milestone. After the completion, the referrer shall earn the referral reward for the particular milestone.
4. Any fraud or abuse concerning the program is subject to strict administrative and/or legal action by us, including but not limited to a reversal of referral reward and/or termination of participation. Any fraudulent activity encompasses:
   1. A user is found referring to himself using multiple IDs.
   2. Any other attempt to take unfair advantage, as deemed by us, of the Refer & Earn Program.
5. The referrer is entitled to receive Referral Rewards if all the following conditions are fulfilled:
   1. The Referee links their bank account in CellPay.
   2. The Referee must be a new CellPay user, second time users won't be counted.
   3. The referee is using the same number, the number where referral had sent referral text message to register in CellPay.
   4. The referee has clicked the link sent by Referrer.
   5. The referee has done at least one transaction through CellPay.
6. CellPay reserves the right to amend, modify, cancel, update or withdraw this Program at any time without notice. Upon such premature suspension, inconvenience, cessation, withdrawal, termination or closure by the Company, no person shall be entitled to claim loss of any kind whatsoever.
7. Users can opt out from "Refer and Earn" at any time. User should mail to "support@cellpay.com.np" to opt out from the service and delete all the stored data from database.

How referral works?
Every time a new user signs up with your referral code and links his/her first bank account, the referrer gets a top up of Rs.100 on their registered mobile number.
You can earn up to 50 loyalty points in your CellPay Loyalty Wallet.